I am an Economist at Luohan Academy, based in Hangzhou, China. My research includes topics in information economics, Fintech, and mechanism design. Before joining the founding team at Luohan Academy, I received my Ph.D. in Economics at UCLA, M.A. in Economics at National School for Development at Peking University, and B.S. in Mathematics at Zhejiang University.

Although trained as a pure theorist in the Ph.D. program, currently, I am working with big data to investigate issues of Fintech and Big Tech, including digital consumer credit,  the Fintech credit risk, and the design of credit contracts in a large-scale MSME credit loan business. Another line of my research is in data economics, focusing on the interactions among the platform, consumers, and service providers on the platform, from both theoretical and empirical perspectives.

Open Data Program: After spending three years cleaning big data in Fintech and E-commerce, we do have collaboration opportunities open to a broader community to study the challenging questions in the digital era. If you are interested, please write me an email for more details.

Webinar: Dr. Long Chen, Dr. Feng Zhu, and I initiated the webinar series on the digital economy in June 2020. By Dec. 2022, we have hosted 50 seminars with a broad reach to academia and policy circles. In the following year, we will focus on the platform economy.

You can find my CV here: pdf.

Email: mayingju [at] gmail [dot] com